Single Family, Owner Occupied, Conventional Mortgage Rates
| Type |
Point
(%) |
Origination
Fee |
Rate
(%) |
*APR
(%) |
Max
LTV |
Annual/Life
Caps |
Margin
Over TB |
PMT/
$10M |
| 10 YR Fixed |
0.00% |
$200 |
4.000% |
5.358% |
90% |
|
|
$101.24 |
| 15 YR Fixed |
0.00% |
$200 |
4.000% |
4.941% |
90% |
|
|
$73.96 |
| 20 YR Fixed |
0.00% |
$200 |
4.250% |
4.994% |
90% |
|
|
$61.92 |
| 25 YR Fixed |
0.00% |
$200 |
4.375% |
5.000% |
90% |
|
|
$54.87 |
| 30 YR Fixed |
0.00% |
$200 |
4.375% |
4.919% |
90% |
|
|
$49.92 |
| 1 YR ARM |
0.00% |
$200 |
2.750% |
3.233% |
80% |
2.00%/6.00% |
2.75% |
$40.82 |
| 3 YR ARM |
0.00% |
$200 |
3.000% |
3.492% |
80% |
2.50%/5.00% |
2.75% |
$42.16 |
| 5 YR ARM |
0.00% |
$200 |
3.500% |
4.010% |
90% |
3.00%/5.00% |
2.75% |
$44.90 |
| 10/1 ARM |
0.00% |
$200 |
4.000% |
4.529% |
90% |
2.00%/6.00% |
2.75% |
$47.74 |
*Annual Percentage Rate. All APR's and monthly payments assume a loan amount of $10,000. If the term is not indicated then the assumed term is 30 year. Initial rate is the floor rate. Refinance maximum LTV is 80%. Estimated closing costs are $2,500. Rates subject to change without notice. Second Mtg (1st elsewhere) max term is 15 years and max TLTV is 80% max term is 15 years. Construction loans are charged an additional fee of 1.00%. Rates are subject to change without notice.
Non-Owner Occupied, 1-2 Family Residential Mortgage Rates
| Type |
Point
(%) |
Origination
Fee |
Rate
(%) |
*APR
(%) |
Max
LTV |
Annual/Life
Caps |
Mrgin
Over TB |
PMT/
$10M |
| 10 YR Fixed |
0.00% |
$200 |
5.000% |
6.403% |
75% |
|
|
$106.06 |
| 15 YR Fixed |
0.00% |
$200 |
5.375% |
6.374% |
75% |
|
|
$81.04 |
| 20 YR Fixed |
0.00% |
$200 |
5.500% |
6.295% |
75% |
|
|
$68.78 |
| 1 YR ARM |
0.00% |
$200 |
3.500% |
4.215% |
75% |
2.00%/6.00% |
2.75% |
$57.99 |
| 5 YR ARM |
0.00% |
$200 |
5.500% |
6.295% |
75% |
3.00%/5.00%
|
2.75% |
$68.78 |
| 10/1 ARM |
0.00% |
$200 |
5.500% |
6.295% |
75% |
2.00%/6.00% |
2.75% |
$68.78 |
| Lot 60 mo |
0.00% |
$200 |
9.500% |
12.387% |
75% |
|
|
$210.01 |
| Land(>5 ac) 36 Mo |
0.00% |
$200 |
10.000% |
14.647% |
75% |
|
|
$322.67 |
*Annual Percentage Rate. All APR's and monthly payments assume a loan amount of $10,000. If the term is not indicated then the assumed term is 20 year. Initial rate is the floor rate. Estimated closing costs are $2,500. Rates subject to change without notice.
Non-Qualifying Mortgage Loans (Over $417,000)
| Type |
Point
(%) |
Origination
Fee |
Rate
(%) |
*APR
(%) |
Max
LTV |
Annual/Life
Caps |
Margin
Over TB |
PMT/
$417,000 |
| 1 YR ARM |
0.00% |
$200 |
6.625% |
6.694% |
80% |
2.00%/6.00% |
2.75% |
$2,670.09 |
| 5 YR ARM |
0.00% |
$200 |
7.375% |
7.454% |
80% |
3.00%/5.00%
|
2.75% |
$2,880.11 |
*Annual Percentage Rate. All APR's and monthly payments assume a loan amount of $417,000.
All terms are a maximum of 30 years. Initial rate is the floor rate.
Estimated closing costs are $5,500. Rates subject to change without notice
|
