| Certificate |
APY |
Rate |
Interest Compounded |
Credited |
Minimum Balance |
| 6 month |
0.19 |
0.18 |
Quarterly |
Quarterly |
500 |
| 12 month |
0.46 |
0.45 |
Quarterly |
Quarterly |
500 |
| 18 month |
0.51 |
0.50 |
Quarterly |
Quarterly |
500 |
| 24 month |
0.56 |
0.55 |
Quarterly |
Quarterly |
500 |
| 30 month |
0.61 |
0.60 |
Quarterly |
Quarterly |
500 |
| 48 month |
0.76 |
0.75 |
Quarterly |
Quarterly |
500 |
| |
|
|
|
|
|
| 30 month step up |
0.61 |
0.60 |
Quarterly |
Quarterly |
2,500 |
| 48 month step up |
0.76 |
0.75 |
Quarterly |
Quarterly |
2,500 |
| |
|
|
|
|
|
| IRA Passbook |
0.17 |
0.16 |
Quarterly |
Quarterly |
50 |
| 18 month IRA |
0.51 |
0.50 |
Monthly |
Monthly |
500 |
| 24 month IRA |
0.56 |
0.55 |
Quarterly |
Quarterly |
500 |
| 36 month IRA |
0.61 |
0.60 |
Quarterly |
Quarterly |
500 |
| 48 month IRA |
0.76 |
0.75 |
Quarterly |
Quarterly |
500 |
| |
|
|
|
|
|
| ROTH Passbook IRA |
0.17 |
0.16 |
Quarterly |
Quarterly |
50 |
| 18 month ROTH IRA |
0.51 |
0.50 |
Monthly |
Monthly |
500 |
| 24 month ROTH IRA |
0.56 |
0.55 |
Quarterly |
Quarterly |
500 |
| 36 month ROTH IRA |
0.61 |
0.60 |
Quarterly |
Quarterly |
500 |
| 48 month ROTH IRA |
0.76 |
0.75 |
Quarterly |
Quarterly |
500 |
| |
|
|
|
|
|
| ED Passbook IRA |
0.17 |
0.16 |
Quarterly |
Quarterly |
50 |
| 18 month ED IRA |
0.51 |
0.50 |
Monthly |
Monthly |
500 |
| 24 month ED IRA |
0.56 |
0.55 |
Quarterly |
Quarterly |
500 |
| 36 month ED IRA |
0.61 |
0.60 |
Quarterly |
Quarterly |
500 |
| 48 month ED IRA |
0.76 |
0.75 |
Quarterly |
Quarterly |
500 |
| |
|
|
|
|
|
| Now Account |
0.17 |
0.16 |
Daily |
Monthly |
100 |
| Regular Passbook Savings |
0.17 |
0.16 |
Quarterly |
Quarterly |
100 |
| Christmas club |
0.17 |
0.16 |
Quarterly |
Quarterly |
5 |
| Golden Passbook |
0.56 |
0.55 |
Quarterly |
Quarterly |
75,000 |
| |
|
|
|
|
|
| Money Market Plus |
|
|
Daily |
Monthly |
1,000 |
Annual Percentage Yields (APYs) are accurate as of date stated above. Minimum deposit to open account and minimum balance to obtain APY indicated in table. CDs are subject to penalty for early withdrawal. Fees on deposit accounts may reduce earnings. Rates are subject to change at any time. CD rates evaluated every Wednesday. Belmont Savings Bank only accepts deposits within a 50 mile radius of their offices. Rates effective through March 19, 2013.
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