Equal Housing Lender - Sidebar

Auto and Other Loans
Automobile/Harley Davidson MC Rates
  Max
Term
Rate
(%)
*APR
(%)
PMT/
$1,000
New 66 5.500% 6.073% $17.59
New 72 5.500% 6.029% $16.34
2011-2013 66 6.000% 6.576% $17.83
2010 60 6.000% 6.630% $19.33
2009 42 6.000% 6.880% $26.46
2006-2008 36 6.000% 7.017% $30.42

Personal Rates - Max Loan Amount $12,500
Term
 
Rate
(%)
*APR
(%)
PMT/
$1,000
12 18.000% 20.921% $91.67
18 18.000% 20.029% $63.80
24 18.000% 19.566% $49.92
30 18.000% 19.283% $41.63
36 18.000% 19.092% $36.15
42 18.000% 18.955% $32.26
48 18.000% 18.852% $29.37

*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount for unsecured loans is $10,000 for 48 months. BSB will consider refinancing a new auto if owned less than 90 days and has less than 10,000 miles. Maximum loan amounts on used autos are based on NADA Trade-in Values. Autos 2005 and older use the Personal Rates. Rates subject to change without notice.

Property Improvement Loan
Term
 
Rate
(%)
*APR
(%)
PMT/
$1,000
180 6.500% 6.784% $87.11

*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Maximum loan amount is $15,000. Borrower must provide a copy of estimates. Rates subject to change without notice.

Home Equity Loan Program
Term
 
Rate
(%)
*APR
(%)
PMT/
$10,000
180 4.500% 4.768% $200.00

*Annual Percentage Rate. All APR's assume a loan amount of $10,000. Max loan amount of $25,000 & TLTV 80% w/full appraisal. Maximum loan amount of $10,000 w/drive-by appraisal. Rate is Prime + 1.250%. Prime is currently 3.250%. Rates subject to change without notice.

Consumer Loan Fees
Processing Fee $150.00
VSI (all types) *  60.00


Equal Housing Opportunity     Insured by the FDIC